DiscoverThe Justin Ford PodcastE159 | The Truth About Mortgage Rates: Should You Refinance Now?
E159 | The Truth About Mortgage Rates: Should You Refinance Now?

E159 | The Truth About Mortgage Rates: Should You Refinance Now?

Update: 2025-10-28
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Description

In this episode, Justin Ford sits down with Vincent Kondur of Next Door Lending to break down common mortgage misconceptions, the truth about rate cuts, and what today’s housing market means for buyers and homeowners. They share practical advice on refinancing, building strong client relationships, and succeeding in real estate through persistence and service, not shortcuts. It’s a must listen for anyone navigating the current market with faith, focus, and strategy.


 


02:44 Vincent’s Early Career Journey


08:44 A Real Estate Career & Culture


13:30 Next Door Lending’s Partnership Philosophy


22:11 Mortgage Rates and Market Insights


27:40 Encouragement and Conclusion


 


Guest Links


Website: https://www.nextdoorlending.com/meet-the-team/vincent-kondur


Facebook: https://www.facebook.com/vincent.kondur/


Instagram: https://www.instagram.com/loan_lo_vin/?hl=en


LinkedIn: https://www.linkedin.com/in/vincent-kondur-928807a2/


Email: vincent@nextdoorlending.com


 


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Justin Ford is an author, speaker, coach, and a top producing ICON real estate agent with eXp Realty ranking in the top 1% in the USA! More importantly Justin is a Husband, Dad, Grandpa and follower of Jesus residing in the Metro Detroit, MI area.


 


Justin didn't start at the top or with an unfair advantage, matter of fact it is the exact opposite. Justin comes from a broken home, he dropped out of high school, is a convicted felon, a former drug addict & alcoholic, and his life got so low that he drank water out of a toilet while in jail due to dehydration. If anyone shouldn't be successful, it's Justin! As Justin says it best, it doesn't matter how you start, what matters is how you finish! Justin's struggles and his past didn't stop him from creating success and whatever you are going through in life shouldn't stop you.


 


On this podcast Justin will share with you principles, strategies, and information that will empower you to break free from any circumstances and help you break through any limitations and obstacles that are holding you back from living the life that you ultimately want to live.


Justin will regularly interview guests that have also created success despite adversity pertaining to faith, finance, marriage, business, health, and so much more!


Be prepared to be Unleashed!


 


If you enjoy this Podcast please make sure to subscribe to this channel and leave Justin a 5 star review.


 


Follow Justin on social media at:


FACEBOOK: https://www.facebook.com/theofficialjustinford/


INSTAGRAM: https://www.instagram.com/theofficialjustinford


 


Follow Justin and Joy - Real, Raw & Uncut on social media at:


FACEBOOK: https://www.facebook.com/justinandjoyford


INSTAGRAM: https://www.instagram.com/justinandjoyford/


 


BOOKINGS OR QUESTIONS


To book Justin for an interview, a speaking engagement, or if you have any questions or topics you'd like Justin to cover on the show please send an email to: justin@justinfordunleashed.com


 


This episode is sponsored by Next Door Lending

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E159 | The Truth About Mortgage Rates: Should You Refinance Now?

E159 | The Truth About Mortgage Rates: Should You Refinance Now?

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